Fatal Retirement

A look inside

Screenshots show example data, not a real person's numbers. Swipe sideways for more, tap one to see it big.

Some of the cool stuff

• 🧭 Working or retiredWorks for people still working or already retired, with a rule-of-55 option and an explanation of it.
• 🤔 Only two things neededYour age and at least one balance. Everything else is optional; "Not sure" uses typical numbers, clearly labeled.
• 💼 Salary and 401(k)Contributions as a % or a $ amount, with 2026 limits and catch-ups, and a toggle to include them or not.
• 🏦 Your accounts401(k) or IRA (Traditional or Roth), taxable, and high-yield savings with APY. Partner accounts too, ticker recognition, and an Update balance button.
• 💵 Other yearly incomePension, part-time work, annuity or rental income, with start and end years.
• 🎲 Thousands of market pathsIt simulates thousands of possible markets to show the chance your money lasts, plus a Growth chart of the median balance over time. Still working? The lines compare stop-working years (stop now, 2 years before your planned year, your planned year, 2 years later, 5 years later). Already retired? They compare spending (your current plan, spend 10% less, spend 10% more). Both get a "no withdrawals" line.
• 🧪 "What if trust funds run short?"An optional stress test, off by default. Social Security cut and Medicare shortfall switches work alone or together, preset to the official 2026 Trustees Report figures (Social Security paid at 83% from 2034; Medicare Part A covering 89% from 2033) and adjustable. You see the result next to your normal outlook, and as a dashed line on the Growth chart. It's a what-if, not a prediction.
• 🧾 Taxes and RMDs2026 federal brackets, Traditional vs Roth, an optional state %, and required minimum distributions.
• 🩺 Healthcare costsIncluding Medicare.
• 📰 Today, Markets and NewsFree official government data only: Treasury yields, the Fed rate, the Fed/BLS release calendar (CPI, jobs), government headlines and SEC filings for popular stocks. Refreshed automatically twice every weekday. No market prices.
• 🔄 Updates itselfA new version downloads in the background and is used the next time you open it. Nothing to install from an app store.
• 🔒 PrivateAll your numbers stay on your device. No account, no sign-up, nothing sent to a server.
• ✍️ You keep it currentBalances are not linked to real accounts. You keep them up to date yourself.
• ♥ FreeFree, and installable to your phone's home screen. Donate if you like it.

⚠️Illustrative estimates for education only; not financial, tax, or legal advice.

Fresh gold

New v0.9.9

• 🧪 "What if trust funds run short?"A new, optional stress test with separate Social Security and Medicare cut switches, preset to the 2026 Trustees Reports. See it next to your normal outlook and as a dashed line on the Growth chart. A what-if, not a prediction.
• 📈 Clearer growth linesStill working: the lines compare stop-working years. Already retired: they compare spending your current plan, 10% less or 10% more.

v0.9.8

• 🚀 LaunchedFatal Retirement launched on October 20, 2026.

What's next

More on the way. Got an idea? Email me.

No app store needed

iPhone

1. Open fatal-retirement.pages.dev in Safari
2. Tap the Share button (square with an up arrow; don't see it? tap ••• first)
3. Tap Add to Home Screen
4. Tap Add
5. Open Fatal Retirement from your home screen

Android

1. Open fatal-retirement.pages.dev in Chrome
2. Tap the three-dot menu (top-right)
3. Tap Install app (or Add to Home screen)
4. Tap Install (or Add)
5. Open Fatal Retirement from your home screen

First run: about two minutes

1. Tap Get started.
2. Enter your age (or birth year). Everything else is optional: leave it blank or tap Not sure and it uses typical numbers, clearly labeled.
3. Add at least one balance, then see the chance your money lasts.

Your numbers stay on that phone. Screens show a fresh install with nothing filled in.

Questions from the vault